Portfolio Risk Associate, Risk & Analytics (Fintech)

Location: Hybrid role based in the downtown Chicago office at Merchandise Mart; in-office on Monday, Tuesday, and Thursday

Base salary: USD $77,000–$115,000 per year, plus eligibility for an annual bonus

Company

hirify.global is a fintech company focused on digital banking and consumer financial services.

What you will do

• Analyze portfolio trends, customer behavior, and credit performance across originations and existing accounts.
• Support recurring portfolio monitoring, reporting, and strategic insight generation.
• Investigate delinquency, utilization, payment patterns, profitability, customer segments, and macroeconomic trends.
• Identify emerging risks, behavioral trends, and shifts in portfolio performance.
• Build and maintain dashboards, analytical datasets, and reporting frameworks using large datasets.
• Partner with Originations Risk, Account Management Risk, Finance, Data Engineering, Product, and other teams to translate analysis into business recommendations.

Requirements

• Bachelor’s or Master’s degree in Finance, Economics, Statistics, Mathematics, Data Analytics, Computer Science, Engineering, or a related quantitative field.
• 1–3 years of experience in analytics, strategy, risk, financial services, or a related quantitative field preferred.
• Strong analytical, problem-solving, and critical-thinking skills.
• Experience with SQL and Python preferred.
• Ability to communicate analytical findings clearly to technical and non-technical audiences.
• Comfort working with large datasets and ambiguous business problems; interest in consumer lending, credit risk, portfolio analytics, or fintech preferred.

Culture & Benefits

• Medical, dental, and vision insurance options.
• 401(k) matching and flexible time off.
• Flexible hybrid work environment with regular in-office collaboration.
• Paid parental leave, adoption assistance, and a post-parental-leave ramp-up program.
• Lunch allowance, in-office snacks, summer Fridays, and social events.
• Growth opportunities and support for taking ownership of new projects and career development.