Credit Products Specialist II - Corporate Banking

Location: New York, NY 10018; full-time onsite role

Salary: $100,117.50–$157,643.00 base pay; enhanced market pricing range of $176,083–$208,914 may apply in qualifying locations.

Company

hirify.global is a banking organization providing commercial credit and financial services.

What you will do

• Lead underwriting for complex commercial loan requests and recommend risk-mitigating structures.
• Manage and monitor an assigned loan portfolio, identifying credit risks, trends, and performance concerns.
• Partner with relationship managers and clients to negotiate loan terms aligned with client needs and risk parameters.
• Review and negotiate credit agreements with legal teams while maintaining compliance with bank policies and regulatory frameworks.
• Resolve portfolio-related problems, use independent judgment, and recommend improvements to credit processes.
• Mentor junior credit professionals and share credit expertise and best practices.

Requirements

• Undergraduate degree in Finance, Accounting, Economics, or a related field, or 10+ years of equivalent experience.
• At least 4 years of experience in commercial credit analysis, underwriting, or portfolio management.
• Advanced financial modeling, financial analysis, and credit risk assessment skills.
• Experience structuring complex loan transactions and analyzing macroeconomic impacts on credit risk.
• Strong negotiation, stakeholder communication, problem-solving, and collaboration skills.
• Knowledge of credit agreements, loan documentation, regulatory requirements, financial analysis tools, CRM systems, and underwriting software.

Culture & Benefits

• Medical, dental, vision, life, and disability insurance.
• Comprehensive leave program.
• Equal opportunity employment environment.
• Required compliance training and adherence to applicable federal, state, and local regulations.