Loan Workout/Special Assets Analyst (Commercial Real Estate)

Location: New York, NY 10018; full-time onsite role

Salary: $67,758.75–$106,505.00 per year, with potential variable incentives, bonuses, commissions, or other awards.

Company

hirify.global is a banking organization providing commercial lending and financial services.

What you will do

• Conduct market research and analysis to support the remediation of classified commercial real estate and multifamily loans.
• Re-underwrite actionable credits, evaluating borrower liquidity, cash flow sustainability, causes of underperformance, corrective actions, and recovery prospects.
• Develop, maintain, and update financial models for restructuring, loan modification, and other recovery alternatives.
• Support the development, execution, and monitoring of workout strategies with Special Assets Officers and Team Leads.
• Prepare detailed credit approval memoranda covering financial analysis, relationship overviews, cash flow, collateral, and risk evaluation.
• Coordinate with borrowers, advisors, internal stakeholders, and bank or outside counsel while maintaining loan records and reviewing collateral positions.

Requirements

• Undergraduate degree in Business Administration, Finance, or a related field.
• At least 4 years of experience in loan workout or special assets, preferably at an OCC-regulated institution.
• Strong financial analysis skills and the ability to interpret loan documentation.
• Proficiency with Microsoft Word and Excel; familiarity with loan databases is preferred.
• Excellent written and verbal communication, organization, prioritization, and multitasking skills.
• Ability to work independently, collaborate effectively, and build relationships with internal and external stakeholders.

Culture & Benefits

• Medical, dental, vision, life, and disability insurance.
• Comprehensive leave program.
• Work involves no unusual physical exertion.
• Commitment to regulatory compliance, ethical conduct, and an inclusive workplace.