Credit Products Specialist II (Equipment Finance)

Location: Work from home in the United States

Salary: $114,837–$181,665 per year, plus potential variable incentives, bonuses, commissions, or other awards.

Company

hirify.global is a banking organization providing commercial and specialized financial services.

What you will do

• Lead underwriting for complex commercial credit and equipment finance transactions.
• Analyze creditworthiness and recommend risk-mitigating structures aligned with business and risk requirements.
• Monitor an assigned loan portfolio, identifying credit risks, performance concerns, and emerging trends.
• Partner with sales, relationship managers, clients, and legal teams to negotiate loan terms and review credit agreements.
• Make independent portfolio decisions, resolve credit issues, and recommend improvements to credit processes.
• Mentor junior credit professionals and support their development through guidance and best practices.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or a related field, or 10+ years of equivalent experience.
• At least 5 years of experience in commercial credit analysis, underwriting, or portfolio management.
• At least 5 years of experience in a specialized commercial line of business, capital markets, or corporate commercial banking.
• Advanced financial modeling, financial analysis, credit risk assessment, and complex loan structuring expertise.
• Strong negotiation, stakeholder communication, problem-solving, and portfolio management skills.
• Knowledge of credit agreements, loan documentation, regulatory requirements, financial analysis tools, CRM systems, and underwriting software.

Culture & Benefits

• Full-time work-from-home position for candidates in the United States.
• Medical, dental, vision, life, and disability insurance.
• Comprehensive leave program.
• Commitment to equal employment opportunity and compliance with applicable laws and regulations.