Credit Products Specialist I - Lender Finance

Location: Work from home in the United States

Salary: $82,163.25–$131,435 annually. Enhanced market pricing range: $125,983–$151,150.

Company

hirify.global provides commercial banking and lending services.

What you will do

• Support financial statement analysis, borrower creditworthiness assessments, loan structuring, and preparation of credit approval packages.
• Monitor portfolio financial trends, covenant compliance, and borrowing bases to identify credit risks and recommend actions.
• Collaborate with sales representatives, relationship managers, credit officers, and other internal partners on loan transactions and underwriting inquiries.
• Analyze and resolve problems within the assigned portfolio using independent judgment.
• Stay informed about market trends, credit policies, and risk mitigation techniques.
• Mentor analysts and complete special projects and compliance responsibilities as required.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or a related field, or 5+ years of equivalent experience.
• 3+ years of experience in credit underwriting, portfolio management, or a related field.
• 3+ years of experience in a specialized line of business such as specialized commercial industries, capital markets, or corporate commercial banking.
• Strong financial analysis and risk assessment abilities, with a basic understanding of loan structuring and credit agreements.
• Proficiency in financial modeling and credit decision tools.
• Intermediate Excel skills, including financial modeling, pivot tables, and VLOOKUP, plus strong communication and teamwork skills.

Culture & Benefits

• Work-from-home position for candidates in the United States.
• Medical, dental, vision, life, and disability insurance.
• Comprehensive leave program.
• Additional compensation may include variable incentives, bonuses, commissions, or other awards.
• Employment practices comply with applicable federal, state, and local laws and regulations.