Credit Officer - South West

Location: Sapon, Abeokuta, Ogun State, Nigeria; must live in Abeokuta

Company

hirify.global is a financial technology company building a credit-led financial operating system for SMEs in Africa.

What you will do

• Manage debt collection processes and work with analysts to develop and implement payment plans aligned with collections policy.
• Maintain accurate client records, manage past-due accounts, and determine appropriate collection actions.
• Contact customers by telephone and email and visit their places of business to collect delinquent accounts.
• Prepare regular reports on delinquent accounts, collection activity, and accounts receivable status, including recommendations for next steps and write-offs.
• Present, promote, and sell hirify.global products to existing and prospective clients across relevant sectors.
• Support loan evaluation and portfolio growth by completing credit appraisals, monitoring accounts, reviewing contract terms, and explaining payment options.

Requirements

• Bachelor's degree or Higher National Diploma from an accredited polytechnic or university.
• NYSC discharge certificate or NYSC Exclusion Letter.
• Strong relationship-building, communication, analytical, writing, and computer skills.
• Practical knowledge of micro, small, and medium-sized businesses and a good understanding of the Abeokuta territory.
• Must live in Abeokuta.
• Willingness to perform fieldwork and work in a performance-based environment; knowledge of major local languages is required.

Nice to have

• Knowledge of the microfinance bank sector.

Culture & Benefits

• HMO and other statutory benefits.
• Flexible working hours.
• Opportunity to join a young, growing team of entrepreneurs and facilitators.