Consumer Loan Underwriter I (Fintech)

Location: Remote-USA; second shift Tuesday-Saturday, 1PM-10PM CST

Salary: $23.17-$29.52

Company

hirify.global is a payments credit union service organization and fintech solutions provider serving more than 4,000 financial institutions across North America.

What you will do

• Evaluate consumer loan applications using applicant credit history, client institution guidelines, and lending policies.
• Make decisions on phone, internet, indirect, ExpressLink, remote login, and data-entry loan applications.
• Monitor application quality, accuracy, efficiency, loan standards, and multiple lending queues.
• Resolve customer and financial institution issues and support Contact Center representatives with lending questions.
• Report identified risks, support cross-sell products, and help maintain departmental controls.
• Assist with training on new technology and client programs and finalize representative loan applications.

Requirements

• At least 1 year of experience as a Lending Underwriter.
• High school completion or equivalent required; an associate degree is preferred.
• Knowledge of lending underwriting best practices, loan application processing, and direct and indirect lending.
• Demonstrated credit, lending, risk assessment, and capacity ratio assessment skills.
• Ability to interpret credit bureau information and evaluate files from all three CRAs.
• Proficiency in Microsoft Office, including Excel, Word, and Teams, with the ability to work autonomously under pressure.

Nice to have

• 1 year of Contact Center experience in a loan Contact Center position.
• Associate degree.

Culture & Benefits

• Remote-first, flexible work environment focused on inclusion, belonging, psychological safety, and wellbeing.
• Medical coverage with telemedicine, dental and vision insurance, life insurance, and disability insurance.
• Paid time off, 12 paid holidays, and maternity, parental, and family care leave.
• 401(k) with employer match, HSA contributions, FSA, and supplemental insurance.
• Tuition reimbursement, wellness programs, mental health support, and community volunteer time off.