Homebuilder Finance Underwriter/Credit Products Portfolio Manager II

Location: Work from home within the United States

Salary: $90,975.75–$136,956.00 annually

Company

hirify.global provides banking and commercial credit services.

What you will do

• Structure and underwrite complex commercial loan requests.
• Analyze creditworthiness, recommend risk-mitigation structures, and make independent portfolio decisions.
• Monitor portfolio performance, identify emerging credit risks, and analyze macroeconomic impacts.
• Partner with relationship managers, clients, legal teams, and credit stakeholders on negotiations and credit agreements.
• Mentor junior credit professionals and identify improvements to credit processes and procedures.
• Complete special projects and maintain compliance with applicable banking regulations and policies.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or a related field, or 10+ years of equivalent experience.
• 4+ years of experience in commercial credit analysis, underwriting, or portfolio management.
• Advanced financial modeling, financial analysis, and risk assessment expertise.
• Experience structuring complex loan transactions and negotiating loan terms.
• Ability to collaborate with clients and stakeholders and assess the impact of macroeconomic trends on credit risk.
• Familiarity with credit agreements, loan documentation, regulatory requirements, CRM systems, and underwriting software.

Nice to have

• Experience in Home Builder Finance credit or underwriting.

Culture & Benefits

• Work-from-home position available nationwide in the United States.
• Medical, dental, vision, life, and disability insurance.
• Comprehensive leave program.
• Total compensation may include variable incentives, bonuses, commissions, or other awards.
• Equal opportunity employment and compliance-focused work environment.