Credit Analyst / Credit Manager – Private Lending

Location: Remote from Metro Manila, Philippines; working hours aligned with Australian hours.

Company

hirify.global operates a private lending credit function covering residential, commercial, business-purpose, and development transactions.

What you will do

• Assess residential, commercial, and business-purpose loan applications.
• Prepare and package detailed credit submissions and lending recommendations.
• Review financial statements, tax returns, bank statements, valuations, company searches, trust structures, and borrower information.
• Analyse servicing, security, exit strategies, and overall transaction risk.
• Coordinate transaction management from application through settlement with brokers, borrowers, solicitors, valuers, and internal administration.
• Support portfolio monitoring, reporting, and the improvement of internal credit policies and procedures.

Requirements

• Minimum 3 years of experience in Australian lending, credit assessment, or loan processing.
• Strong understanding of Australian mortgage lending and credit principles.
• Experience analysing borrower financials and supporting documentation.
• Excellent written and verbal communication skills, strong attention to detail, and the ability to manage multiple transactions.
• Ability to work independently in a fast-paced environment.

Nice to have

• Experience in commercial property, private, non-bank, specialist, development, or construction lending.
• Experience writing credit papers and preparing lending recommendations.
• Understanding of trust, company, and SMSF structures.

Culture & Benefits

• Exposure to a wide range of residential, commercial, and development transactions.
• Direct access to senior management and credit decision makers.
• Opportunity to build a long-term career in private lending.
• Supportive and entrepreneurial team environment with diverse deal flow.
• Career progression as the business grows.