Associate Director, Corporate AM, Lending & Risk Management

Location: London or Edinburgh, United Kingdom; hybrid working with at least two days per week or 40% of working time at an office site

Company

hirify.global is a major UK banking group focused on corporate and institutional lending, risk management, and customer outcomes.

What you will do

• Own and proactively manage a diverse portfolio of corporate clients, including risk identification, monitoring, and credit stewardship.
• Assess new lending opportunities and material credit events, providing balanced commercial and credit recommendations.
• Manage risk, returns, capital usage, and balance sheet resources to support portfolio performance.
• Shape sector and portfolio strategies by identifying opportunities to optimize portfolio composition, concentration risk, and future lending capacity.
• Partner with Coverage, Credit, Product, and Risk teams throughout the deal lifecycle and influence transaction outcomes.
• Coach colleagues and drive continuous improvement, technology adoption, and simplification across portfolio management activities.

Requirements

• At least five years of experience in credit risk assessment, portfolio management, and financial analysis.
• At least five years of experience assessing portfolio-level trends and contributing to portfolio strategy, capital optimization, and performance objectives.
• Good understanding of corporate banking, lending products, and the markets in which corporate clients operate.
• Strong judgment, decision-making, communication, and stakeholder management skills, including the ability to challenge transaction and portfolio decisions constructively.
• Leadership capability demonstrated through coaching colleagues and contributing to a collaborative, high-performing team.
• Proactive approach to continuous improvement, technology adoption, efficiency, and decision-making quality.

Nice to have

• Experience working with Corporate & Institutional clients and complex lending structures.
• Knowledge of capital management, portfolio optimization, and credit risk mitigation techniques.
• Knowledge of SPG, Trade, and other corporate banking products.

Culture & Benefits

• Hybrid working with workplace adjustments available for colleagues with disabilities.
• Pension contribution of up to 15% and an annual performance-related bonus.
• Share schemes, including free shares, and lifestyle benefits such as discounted shopping.
• 30 days of holiday plus bank holidays, generous parental leave, and wellbeing initiatives.
• Commitment to diversity, equity, inclusion, learning, development, and accessible recruitment.

Hiring process

• Reasonable adjustments are available throughout the recruitment process to reduce or remove barriers.
• Eligible applicants with a disability, long-term health condition, or neurodivergent condition may receive an interview guarantee through the Disability Confident Scheme.