9 часов назад
Pre-Approval Specialist (Mortgage Lending)
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Pre-Approval Specialist (Mortgage Lending): Managing residential mortgage loan files from initial pre-approval through disclosure and approval support with an accent on borrower communication, documentation review, and selecting suitable loan programs. Focus on pre-underwriting income and credit documentation, auditing loan files, and structuring Conventional, FHA, VA, USDA, 203k, Jumbo, and reverse mortgage loans.
Location: US SC Remote
Company
is a distributed retail mortgage lender operating across all 50 states, Washington, D.C., and Puerto Rico.
What you will do
- Communicate with borrowers about loan programs, costs, disclosures, and required documents.
- Review and audit income, assets, credit documentation, and mortgage files to support loan stability.
- Manage a pipeline of Conventional, FHA, VA, USDA, 203k, Jumbo, and reverse mortgage loans.
- Pre-underwrite paystubs, credit reports, W-2s, bank statements, court orders, and other approval materials.
- Identify missing documentation and structure loans around borrowers’ financial circumstances.
- Input disclosure data, deliver disclosure packages, and set up loans for processing.
Requirements
- Bachelor’s degree or an equivalent combination of education and experience.
- 3–5 years of residential mortgage processing experience.
- Knowledge of RESPA guidelines and mortgage and consumer regulations.
- Knowledge of DU, LP, Microsoft Outlook, and Windows.
- Strong mathematics, analytical, communication, prioritization, and time-management skills.
- Mortgage licensing is required for communicating loan programs and costs with borrowers.
Nice to have
- Experience with Encompass LOS.
- Prior underwriting or mortgage processing experience.
Culture & Benefits
- Employee-focused culture with support across departments and transparent communication.
- Medical, dental, and vision coverage for eligible employees.
- 401(k) plan and company-provided short-term disability coverage.
- Employee assistance and wellness programs.
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