Commercial Underwriting Analyst - Fremont Insurance (Insurance)

Location: Remote from a home office anywhere in Michigan, with occasional travel to the Fremont, Michigan office. Schedule: Monday–Thursday, 8:00 a.m.–5:00 p.m.; Friday, 8:00 a.m.–4:30 p.m.

Compensation: $23.10–$25.00 per hour, with annual bonus potential based on performance.

Company

hirify.global provides membership, travel, insurance, and financial services through AAA, Meemic, and Fremont brands across 14 states and two U.S. territories.

What you will do

• Review internal and external investigations, inspections, and account statuses to verify rating and premium integrity.
• Analyze commercial accounts, compare rating characteristics, and determine appropriate classifications and courses of action.
• Initiate policy adjustments, update rating criteria, and process renewals and endorsements within the authorized level.
• Calculate recovered premiums and compile activity information for monthly reporting.
• Provide technical and product information to agents and producers and explain policy adjustments.
• Coordinate with underwriters, senior underwriters, and supervisors when matters exceed the assigned authority.

Requirements

• High school diploma or equivalent.
• At least two years of insurance experience.
• Experience reviewing claims, assessing coverage needs, and determining appropriate coverage levels.
• Experience with commercial insurance product lines, rating investigations, and validation of proper rating.
• Knowledge of commercial underwriting policies, procedures, inspection techniques, and rating classifications.
• Ability to communicate clearly, explain complex information, work with account data on a computer terminal, and collaborate in a team environment.

Nice to have

• College coursework in Business Administration or a related field.
• CPCU, IIA, CIC, or other insurance-related coursework.

Culture & Benefits

• Remote home-office work for day-to-day operations, subject to the ACG Flex Work policy.
• Medical, prescription, dental, vision, HSA, FSA, employee assistance, life, disability, critical illness, accident, and pet insurance options.
• 401(k) plan with company matching and additional company contributions.
• Paid time off, company holidays, mental health and floating holidays, volunteer day, and other paid leave programs.
• Tuition assistance, professional certification reimbursement, career development opportunities, AAA membership, roadside assistance, and travel discounts.