3 дня назад
Community Banker (Commercial Banking)
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Community Banker (Commercial Banking): Managing, retaining, and expanding commercial banking relationships while developing new loan and deposit business with an accent on relationship growth, credit underwriting, and portfolio quality. Focus on structuring credit solutions, analyzing financial information, managing up to 75 clients with credit outstanding up to $100MM, and maintaining compliance with banking regulations.
Location: Ryan Street, Lake Charles, Louisiana, United States
Company
provides commercial banking products and services, including lending, deposits, credit, treasury management, and financial solutions for business clients.
What you will do
- Manage, retain, and expand existing commercial banking relationships and develop new loan and deposit business.
- Manage a portfolio of up to 75 clients with credit outstanding of up to $100MM, primarily serving businesses with $25MM–$100MM in sales.
- Build and execute business development plans, prospect for new customers, identify cross-sell opportunities, and maintain client contact schedules.
- Partner with commercial underwriters and internal departments to assess credit risk and structure appropriate credit solutions.
- Monitor loan portfolio quality, analyze customer credit status, prepare loan packages, and obtain required underwriting approvals.
- Provide guidance to less experienced Commercial Bankers and support strategic planning, budgeting, process improvement, growth, and quality initiatives.
Requirements
- Bachelor’s degree required; Accounting or Finance major preferred.
- 5–7 years of relationship management experience selling banking products.
- Extensive knowledge of credit and non-credit products.
- Proficiency in credit underwriting, financial analysis, and prior credit experience.
- Knowledge of commercial loan products and lending and compliance regulations.
- Ability to work under stress, meet deadlines, travel when required, and perform essential job functions.
Culture & Benefits
- Work with customers through needs-based financial solutions and ongoing relationship support.
- Collaborate with Product Management, Treasury Management, Credit Underwriting, and other internal departments.
- Operate within established credit pricing, terms, structure, risk, and regulatory guidelines.
- Compliance with federal, state, and local banking laws and regulations, including the Bank Secrecy Act.
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