Underwriting Team Lead (Mortgage)

Location: New York City office; hybrid schedule with on-site work Monday–Wednesday and optional remote work Thursday–Friday

Salary: $120,000–$150,000 per year, plus equity and bonus opportunities

Company

hirify.global is a digital mortgage fintech company using AI-driven customer experiences and technology to make lending faster, less complex, and more affordable for homebuyers.

What you will do

• Balance the pipeline of new loan reviews across the underwriting team to meet turnaround targets.
• Lead bi-weekly team meetings and resolve complex loan-level and technical issues.
• Own and maintain the internal Guru knowledge base, keeping guidelines and technology workflows accurate.
• Provide real-time scenario, guideline, and technical support through the Scenario Desk and internal channels.
• Lead onboarding and expert-level training on the Byte loan origination system and AI-driven tools.
• Collaborate with the Underwriting Manager on strategic projects, product updates, and loan origination system modernization.

Requirements

• At least 5 years of recent mortgage underwriting experience.
• Experience with informal leadership or mentoring.
• Deep knowledge of Conventional, FHA, VA, and Jumbo loans.
• Strong analytical skills, attention to detail, and ability to solve complex financial-profile issues.
• Ability to explain complex guidelines clearly and collaborate across operations and product teams.
• Comfort working in a fast-changing startup environment and adopting new technology.

Nice to have

• DE and VA/SAR certifications.
• Experience with Byte or a similar loan origination system.

Culture & Benefits

• Stock options for all teammates.
• Medical, dental, and vision coverage for employees and dependents, with some plans fully covered.
• Generous paid time off policy.
• Paid parental leave.
• 401(k) retirement plan.