Credit Analyst Manager (Fintech)

Location: NYC Head Office; on-site

Salary: $180K–$205K per year, plus equity and bonus

Company

hirify.global is a Series B fintech company providing virtual corporate cards with dynamic spending limits and profitability-focused software for eCommerce merchants.

What you will do

• Lead the credit analyst team supporting new and existing applicants for corporate card and lending products.
• Own and refine credit policies, approval thresholds, and risk segmentation logic.
• Analyze financial statements, cash flow, bank data, and alternative data to assess creditworthiness.
• Partner with Risk, Data, and Product teams to improve automation and develop scoring models.
• Support Sales and Success teams with timely, well-informed credit decisions.
• Monitor portfolio performance and build a scalable underwriting team.

Requirements

• 10+ years of experience in underwriting, credit risk, or lending.
• Experience evaluating financial statements and cash flow with a strong analytical approach.
• Background in fintech, payments, embedded credit, SMB, eCommerce, or card-based products.
• Familiarity with underwriting automation tools and workflows.
• Excellent communication skills and a collaborative, low-ego approach.
• Ability to work on-site at the NYC Head Office.

Nice to have

• Experience with transaction-level data underwriting, including Plaid or Open Banking.
• Exposure to capital markets or structured finance.
• Experience with Plaid, Alloy, and Ocrolus.
• Experience in high-growth startups or fintech environments.

Culture & Benefits

• Work with a high-caliber team that values ownership and transparency.
• Help shape foundational infrastructure at a fast-growing fintech startup.
• Competitive compensation with meaningful equity and bonus opportunities.