Risk Manager (Fintech)

Location: New York City, with in-office work 3–4 days per week

Salary: $110,000–$160,000 annually, plus benefits, signing bonus, and equity

Company

hirify.global is building a modern B2B card payments and spend management platform for commercial fleets, vehicles, and drivers.

What you will do

• Own credit and fraud risk strategy across underwriting, account management, fraud detection, line decisions, suspensions, and other account policies.
• Configure and maintain underwriting logic, case-management workflows, monitoring processes, and fraud, identity, and document verification integrations.
• Automate manual risk operations and deploy decisioning rules and defenses for account takeover, identity theft, and first-party fraud.
• Conduct credit reviews, high-risk enablement reviews, payment extension decisions, and other judgment-based risk operations.
• Build dashboards, monitoring alerts, data models, and reporting for delinquency, charge-offs, fraud performance, and policy effectiveness.
• Partner with Product, Sales, Operations, Compliance, Legal, Finance, Data Engineering, and external vendors on risk initiatives.

Requirements

• 4–8 years of experience in credit risk, fraud risk, or risk strategy, ideally in SME lending.
• Strong SQL skills and the ability to independently analyze transaction, cash-flow, credit, fraud, and application data.
• Hands-on experience with decisioning systems, risk workflow tools, or rules engines, or the ability to learn them quickly.
• Ability to combine policy ownership, investigations, technical implementation, prioritization, and cross-functional collaboration.
• Excellent written and verbal communication, with the ability to turn ambiguous risk questions into clear recommendations.
• Must be based in New York City and able to work from the office 3–4 days per week.

Nice to have

• Experience with B2B fintech, commercial card products, or underwriting small and medium-sized businesses.
• Experience with Alloy, Oscilar, or similar risk decisioning and orchestration platforms, as well as fraud and identity vendors.
• Python skills or familiarity with Redshift, dbt, Hex, Sigma, or other modern data stacks.

Culture & Benefits

• Early-stage, venture-backed startup environment with meaningful equity potential.
• Medical, dental, and vision insurance.
• Flexible paid time off, personal well-being days, and paid holidays.
• Company-sponsored 401(k), financial wellness resources, and equity tax advisory access.
• Paid parental leave, education stipend, $400 accessories allowance, and free lunch every Friday.