Fraud Strategy Manager or Senior Manager – Onboarding (Fintech)

Location: San Francisco, United States; on-site

Annual salary: $150,000–$210,000 plus equity and benefits.

Company

hirify.global builds credit card and loyalty technology that consumer businesses use to engage customers, including embedded card programs and co-brand products.

What you will do

• Own the end-to-end manual review strategy, including routing logic, thresholds, queue prioritization, SLAs, tooling, and escalation paths.
• Develop onboarding fraud signals using bank account data, device intelligence, behavioral data, and partner sources.
• Design, test, implement, and continuously tune fraud rules across identity, velocity, device, funding, and behavioral dimensions.
• Define KPI and reporting frameworks covering fraud rates, review performance, approval and decline outcomes, tool efficacy, and review costs.
• Partner with Data Science, Product, Engineering, Compliance, Legal, and Customer Operations to turn fraud strategy into policy and system requirements.

Requirements

• 5–10 years of experience in fraud strategy, identity risk, or credit risk within a financial institution, fintech, or payments company.
• Deep expertise in onboarding fraud, including synthetic identities, identity manipulation, first-party fraud, and deposit or funding fraud.
• Hands-on experience with bank data providers and familiarity with device intelligence and behavioral fraud platforms.
• Strong SQL skills for developing and evaluating fraud rules, measuring performance, and identifying emerging patterns.
• Ability to communicate complex fraud tradeoffs clearly to executives, partners, and compliance stakeholders.
• Proactive, bias-to-action approach to aligning stakeholders and driving decisions.

Culture & Benefits

• On-site work from the San Francisco office, with additional benefits for employees who work from the office.
• Meaningful startup equity and comprehensive primary health, vision, and dental coverage.
• Dependent health, vision, and dental coverage at 75%.
• Catered lunches, Apple equipment, a $250 monthly commuter benefit, parental leave, and a 401k plan.
• Flexible PTO with a minimum of 15 days off per year, plus company offsites and trips approximately every two months with travel and lodging covered.