Experienced Backend Engineer (Fintech)

Location: San Francisco, CA; onsite five days per week in the office

Annual starting salary: $165,000–$260,000 plus equity and benefits.

Company

hirify.global builds co-branded credit card products that enable leading brands to offer credit in new ways.

What you will do

• Design, build, and scale secure, high-performance backend systems supporting applications, accounts, transactions, fraud, risk, and rewards.
• Contribute to architectural discussions and platform evolution.
• Own projects end-to-end, including requirements gathering, implementation, testing, deployment, and maintenance.
• Collaborate with product managers, designers, engineers, external partners, risk, and compliance stakeholders.
• Improve system reliability, observability, performance, and developer experience.
• Provide technical guidance and thought partnership across engineering.

Requirements

• 5+ years of industry experience designing and implementing scalable backend systems and services.
• Strong understanding of distributed systems, APIs, databases, and infrastructure fundamentals.
• Proficiency with a modern backend language such as Java or Python and its ecosystem.
• Experience delivering complex technical projects end-to-end with cross-functional partners.
• Deep expertise in at least one backend area, such as databases, scaling systems, or distributed systems.
• Ability to work onsite in the San Francisco office five days per week.

Nice to have

• Experience building and maintaining external, public-facing APIs.
• Familiarity with financial systems, reconciliation workflows, or data integrity challenges.
• Exposure to ML pipelines or feature stores.

Culture & Benefits

• Collaborative, fast-moving engineering environment focused on craftsmanship, curiosity, and impact.
• Meaningful startup equity.
• 100% primary health, vision, and dental coverage; 75% dependent coverage.
• Catered lunches, a $250 monthly commuter benefit, and Apple equipment.
• Parental leave and flexible PTO with a minimum of 15 days off per year.
• 401(k) plan, team-building events, and happy hours.