3 дня назад
Business Banking Senior Relationship Manager
113 300 - 188 800$
Мэтч & Сопровод
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Описание вакансии
Текст:
TL;DR
Business Banking Senior Relationship Manager (Business Banking/Credit): Managing loan and deposit relationships for small business clients while developing new business, structuring loans, and cross-selling banking products with an accent on credit evaluation, portfolio management, and client retention. Focus on analyzing financial statements and tax returns, negotiating with underwriters and clients, managing lending risk, and achieving relationship and revenue targets.
Location: Columbia, Maryland, United States of America
Salary: $113,300–$188,800 annual
Company
Banking organization providing business banking, lending, deposit, cash management, merchant services, and other financial products.
What you will do
- Develop new banking relationships with small business prospects and service an assigned portfolio of existing clients.
- Manage complex loan and deposit relationships, including a portfolio of approximately 30–65 relationship-managed clients.
- Evaluate credit information and loan requests, recommend appropriate loan structures, and manage lending risk.
- Negotiate with underwriters and clients to maximize revenue and minimize risk.
- Work with branch partners and referral sources such as accountants and attorneys to generate business and cross-sell banking products.
- Achieve revenue, loan production, deposit, portfolio management, call, and product sales goals.
Requirements
- Bachelor’s degree or 3–5 years of relevant work experience.
- More than 5 years of experience.
- Ability to read and analyze financial statements and tax returns.
- Strong credit skills for evaluating loan requests.
- Knowledge of cash management, merchant services, and trade services products.
- Strong interpersonal, presentation, and business development skills.
Culture & Benefits
- Work closely with branch partners and internal contacts to service business clients.
- Participate in business banking and retail sales initiatives.
- Opportunity to participate in civic and cultural organizations and programs.
- Work under moderate supervision, with possible supervisory or mentoring responsibilities.
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