Leveraged Finance Associate – Portfolio Management

Location: Charlotte, NC; office workplace type. Applicants must be currently authorized to work in the United States on a full-time basis.

Company

hirify.global is a banking organization offering commercial lending and credit products.

What you will do

• Manage a portfolio of commercial loans and customers in partnership with relationship management, credit, and product stakeholders.
• Own monitoring of commercial portfolio credit quality and risk, including assigning and updating risk ratings.
• Analyze financial and business information to assess creditworthiness for loans and credit products.
• Complete financial spreads, performance tear sheets, compliance testing, and portfolio monitoring activities.
• Perform underwriting, financial statement and collateral analysis, financial modeling, industry research, business risk evaluation, and management assessment.
• Prepare concise research conclusions and credit documentation, and support Analyst training or mentoring.

Requirements

• Bachelor's Degree required, preferably in Finance, Accounting, or a related field.
• 2–4 years of experience required in portfolio management or a commercial banking environment.

Nice to have

• Five years of diversified banking experience, including portfolio management and increasing responsibility, with exposure to Sponsor and Leveraged Finance.
• Understanding and use of credit skills for credit decision-making, monitoring, and managing credit through repayment.
• Completion of a formalized credit training program.
• Success researching, judging, and presenting information verbally and in writing, and creating documentation to support credit and minimize risk.
• Ability to manage workflow and deadlines while balancing competing priorities.
• Leadership experience involving coaching, skill development, and feedback for team members.
• Proficiency with Microsoft Word, Microsoft Excel, Microsoft Office, and software supporting loan underwriting.
• Strong written and verbal communication skills, professionalism, and close attention to detail.

Culture & Benefits

• Office-based workplace.
• Certain positions outside the branch network may be eligible for flexible work arrangements combining in-office and work-from-home work; specific arrangements are provided by the hiring team.
• Remote roles may also meet in company offices for team gatherings.
• Equal Opportunity Employer and tobacco-free hiring practice.
• Immigration sponsorship is not available for this position.