Associate, Portfolio Management Community Development / CRE

Location: NY LI Jericho, United States; applicants must be legally authorized to work in the United States on a full-time basis without employer sponsorship.

Base pay: $101,250–$165,000 USD annually.

Company

hirify.global is a global financial services organization undergoing a customer-centric, technology-driven transformation.

What you will do

• Manage and grow an assigned portfolio of middle-market banking credit relationships, including retention, expansion, interest income, and loan-related fee revenue.
• Underwrite loan requests, analyze risks and mitigating factors, assign accurate risk grades, and produce high-quality underwriting documents.
• Negotiate credit terms, lead deal-screen and loan-approval discussions, coordinate legal documentation, and close approved credit transactions.
• Conduct client meetings, answer credit questions, recommend credit products and services, identify cross-sell opportunities, and make appropriate referrals.
• Complete renewals, annual reviews, interim analyses, deal-screen memos, and term sheets on schedule.
• Collaborate with Risk Management and maintain compliance with company policies, federal regulations, Credit Risk Review, Audit, and OCC requirements.

Requirements

• Bachelor’s degree in a related field, or equivalent demonstrated through work experience, training, military service, or education.
• 9+ years of experience in credit structuring, underwriting, and cross-selling.
• Strong analytical skills and proficiency with financial statement modeling.
• Strong credit skills and the ability to evaluate the strengths and weaknesses of a wide variety of credits.
• Ability to produce concise, well-reasoned underwriting analysis under tight time constraints.
• Ability to work independently and proactively address assigned portfolio needs.
• Excellent interpersonal, team-building, and communication skills.
• Thorough understanding of regulations governing financial products and services.
• Proficiency with Microsoft Office.

Nice to have

• Formal credit training program.
• Established work history or equivalent demonstrated through work experience, training, military service, or education.

Culture & Benefits

• Strong risk culture with proactive responsibility for risk management at all levels.
• Competitive rewards package and benefits supporting employees, families, and well-being.
• Inclusive and accessible application process with reasonable accommodations available.
• Frequent minimal physical effort involving sitting, standing, and walking; occasional light equipment or furniture movement may be required depending on location.