Portfolio Manager - Commercial Banking (Middle Market)

Location: Miami, FL; work arrangement details will be discussed during the interview. Legal eligibility to work at the specified location is required, with a valid work or study permit where applicable.

Salary: $150,000–$170,000 per year, based on experience, qualifications, and location. Eligibility for incentive compensation, including a discretionary bonus, may apply.

Company

CIBC is a relationship-oriented bank providing commercial banking, credit, financial, and strategic solutions to clients.

What you will do

• Underwrite and manage a portfolio of middle-market commercial banking clients in line with established guidelines and CIBC’s risk culture.
• Serve as the primary banking contact for portfolio-related issues, renewals, reporting, maintenance, and new requests on existing credit facilities.
• Drive loan closings, client onboarding, deposit account opening, treasury management setup, and coordination with relationship managers and internal teams.
• Manage maturities, annual reviews, financial reporting, covenants, loan documentation exceptions, payment issues, pricing, fees, risk ratings, and quarterly controls.
• Review borrowing base availability, approve loan advances and operational credit requests, and prepare CAMP reports, trend reviews, and FAS 114 analyses.
• Identify cross-sell opportunities, maintain client relationships through calls and visits, and mentor Associates and Senior Associates.

Requirements

• At least 5 years of Commercial Banking experience, including client relationship management and formal credit training.
• Experience in Commercial Middle Market and/or Mid-corporate Banking.
• Experience managing the credit quality of a portfolio of commercial banking clients with credit needs.
• Demonstrated business development, loan structuring, and financial statement analysis experience, including valuation techniques and cash flow analysis.
• Degree or diploma in Business, Finance, Accounting, or a related field.
• Ability to develop client relationships, understand business goals, assess client needs, and propose financial and strategic solutions.
• Ability to work with internal partners, participate in industry events, and maintain current market and client relationship knowledge.
• Commitment to trust, teamwork, accountability, and client-focused service.

Nice to have

• Completion of a Commercial Banking Training Program or equivalent.

Culture & Benefits

• Competitive salary, incentive pay, banking benefits, and a recognition program.
• Medical, dental, vision, health savings account, life, disability, and other insurance plans.
• Paid time off, including sick leave, parental leave, vacation, and holidays.
• 401(k), wellbeing support, and additional employee perks.
• Inclusive and accessible candidate and workplace environment with opportunities for professional growth and development.

Hiring process

• The work arrangement will be discussed during the interview.
• The process may include an attribute-based assessment and skills tests such as simulation, coding, or MS Office assessments.