Portfolio Manager - Commercial Banking (Middle Market)

Location: Miami, Florida, United States. Work arrangement details will be discussed during the interview. Candidates must be legally eligible to work at the specified location and hold a valid work or study permit where applicable.

Salary: $150,000–$170,000 per year, based on experience, qualifications, and location. Incentive compensation and a discretionary bonus may also apply.

Company

hirify.global is a relationship-oriented commercial bank focused on helping clients and supporting meaningful financial outcomes.

What you will do

• Lead credit underwriting, portfolio management, and risk-management activities for middle-market commercial banking clients.
• Act as a primary banking contact for portfolio-related issues, reporting, maintenance, renewals, and new credit requests.
• Drive loan closings, client onboarding, deposit account opening, and treasury-management setup with internal partners.
• Monitor maturities, annual reviews, financial reporting, covenants, payment status, loan document exceptions, pricing, fees, and risk ratings.
• Prepare CAMP reports, quarterly trend cards and reviews, FAS 114 analyses, and SOX control certifications.
• Review borrowing-base availability, approve loan advances and operational requests, support cross-sell opportunities, and mentor Associates and Senior Associates.

Requirements

• At least 5 years of commercial banking experience, including client relationship management and formal credit training.
• Experience in commercial middle-market or mid-corporate banking and managing the credit quality of commercial client portfolios.
• Strong understanding of financial statements, accounting principles, valuation techniques, and cash flow analysis.
• Experience with loan structuring, business development, and client relationship development.
• Degree or diploma in Business, Finance, Accounting, or a related field.
• Active participation in industry events and current market knowledge.

Nice to have

• Completion of a Commercial Banking Training Program or equivalent.

Culture & Benefits

• Competitive salary, incentive pay, banking benefits, and recognition programs.
• Medical, dental, vision, health savings account, life insurance, disability, and other insurance plans.
• Paid sick leave, parental leave, vacation, holidays, wellbeing support, and 401(k).
• Professional growth and development opportunities, including a paid Purpose Day.
• Inclusive and accessible candidate and workplace experience.

Hiring process

• The process may include attribute-based assessments and skills tests, including simulations, coding, or MS Office evaluations.
• Accommodation is available during the candidate experience upon request.