Senior Escrow Product Manager (Virtual Account Management)

Location: Remote, USA. The posting also lists Clanton, Alabama, United States of America. Compensation may vary based on location.

Salary: $107,500–$179,100 annual (USD)

Company

M&T Bank provides commercial banking, treasury management, escrow, deposit, and liquidity solutions for business clients.

What you will do

• Define and execute the product strategy and multi-year roadmap for escrow and Virtual Account Management solutions.
• Build business cases, secure funding, establish success metrics, and manage prioritization with Technology and Agile delivery teams.
• Design virtual account hierarchies, fund segregation models, cash concentration, reporting, reconciliation, governance, and client-controlled administration capabilities.
• Lead integrations with Treasury Center, APIs, ERP platforms, treasury workstations, Direct Connect, and real-time payments functionality.
• Develop pricing, packaging, go-to-market strategies, sales enablement materials, and client-facing value propositions.
• Coordinate Product, Technology, Operations, Risk, Legal, Treasury Management, Sales, Marketing, Compliance, and Audit stakeholders.

Requirements

• Bachelor’s degree, or a combined minimum of 11 years of higher education and/or work experience in lieu of a degree.
• At least 7 years of proven product management experience in commercial banking, treasury management, liquidity solutions, or payments.
• Experience creating product roadmaps and business cases and managing cross-functional product delivery initiatives.
• Strong understanding of commercial deposits, liquidity products, regulatory requirements, risk management, and operational processes.
• Ability to support clients across commercial real estate, property management, legal trust, fund administration, corporate treasury, and multi-entity business segments.
• Work authorization and employment are limited to the United States.

Nice to have

• Experience with escrow services, Virtual Account Management, ZBA and sweep solutions, treasury management platforms, ERP integrations, and commercial deposit products.
• Knowledge of commercial real estate, property management, legal trust, and fund administration workflows.
• Experience launching and commercializing banking or fintech capabilities.

Culture & Benefits

• Remote work arrangement within the United States.
• Work focused on regulatory compliance, operational scalability, client experience, and product efficiency.
• Market-informed annual compensation with a national pay range of $107,500–$179,100.
• Cross-functional collaboration across banking, technology, operations, risk, legal, treasury, and sales functions.