2 дня назад
Commercial Banker
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Commercial Banker (Commercial Banking): Managing and expanding commercial banking relationships, developing new business, and servicing loan and deposit portfolios with an accent on credit solutions, financial products, and portfolio quality. Focus on prospecting, underwriting commercial credit, structuring lending packages, and managing relationships with businesses generating $2MM–$25MM in sales.
Location: Kirby - Houston, TX, United States
Company
is a commercial bank providing lending, deposit, treasury management, and other financial products to business clients.
What you will do
- Manage, retain, and expand a portfolio of up to 75 commercial clients with credit outstanding of up to $100MM.
- Prospect for new loan and deposit relationships and execute business development plans for targeted businesses.
- Identify client needs, cross-sell financial products, and provide needs-based banking solutions.
- Partner with commercial underwriting, credit, treasury management, and product teams to structure appropriate credit solutions.
- Monitor loan portfolio quality, assess credit risk, and ensure loans remain current and compliant with established terms.
- Assemble financial information and coordinate complete loan packages for approval and presentation.
Requirements
- Bachelor’s degree; Accounting or Finance preferred.
- 8–10 years of relationship management experience selling banking products.
- Extensive knowledge of credit and non-credit products.
- Proficiency in credit underwriting, financial analysis, and prior credit experience.
- Knowledge of commercial loan products, lending standards, and banking compliance regulations, including the Bank Secrecy Act.
- Ability to lift, move, or carry approximately 30 pounds when required to perform essential job functions.
Culture & Benefits
- Full-time employment within a commercial banking organization.
- Collaboration with Product Management, Treasury Management, Credit Underwriting, and other internal departments.
- Opportunity to support strategic planning, process improvement, growth, and quality initiatives.
- Employment practices comply with applicable federal, state, and local banking and industry regulations.
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