Product Manager (Fintech)

Location: Plano, Texas, United States. Applicants must already have the right to work in the United States and must not require employment-based visa or work authorization sponsorship now or in the future.

Company

hirify.global Financial Services provides financing and insurance products for hirify.global and Lexus customers in North America.

What you will do

• Own the vision and implementation of the credit decisioning and loan origination experience, including soft credit pulls, approval engines, loan amount, LTV, rate tiers, conditional data collection, co-borrowers, denials, and next steps.
• Define identity verification and fraud-detection checks with risk and fraud teams while minimizing friction for legitimate applicants.
• Partner with legal and compliance to ensure credit decisions and disclosures meet TILA, ECOA, Fair Lending, and CFPB requirements.
• Define product quality, testing strategy, success metrics, dashboards, and validation of business outcomes such as approval rates, funnel conversion, time-to-fund, cost-per-origination, and dealer satisfaction.
• Conduct customer discovery and usability testing, then translate findings into product strategy, PR/FAQs, PRDs, release plans, and acceptance criteria.
• Prioritize and ship incremental releases with engineering and design using data, customer feedback, and business impact.

Requirements

• 7+ years of product management experience with digital financing products.
• Deep knowledge of loan origination, consumer lending, credit decisions, risk pricing, approval, funding, and loss.
• Experience with credit decisioning, underwriting, approval systems, fraud, and identity verification.
• Working knowledge of lending regulations and compliance, including TILA, ECOA, Fair Lending, and CFPB requirements.
• Ability to analyze large datasets, write queries, work with aggregations, and define product metrics.
• Experience working directly with engineering and design teams in an agile environment, with strong stakeholder management and written communication.

Nice to have

• Experience in automotive finance, fintech, lending, or marketplace products.
• Experience with soft and hard credit pull integrations and credit bureau data.
• Experience with Kiro, AI/ML-powered decisioning, risk, or fraud models.
• Experience writing PR/FAQs or similar working-backwards product documents.

Culture & Benefits

• Team-oriented, flexible, and respectful work environment.
• Professional development programs and tuition reimbursement.
• Vehicle purchase discount and hirify.global team member lease program where applicable.
• Comprehensive health care and wellness plans, including HSA and FSA options.
• 401(k) plan with company match and annual retirement contribution.
• Paid holidays, paid time off, and family-related referral services.