Claims Specialist III, Property Large Loss (Property Claims)

Location: Work from home in the Central Virginia Area, primarily covering Virginia and surrounding states, with day travel to policy locations 3–4 days per week and up to 50% travel. Richmond or Northern Virginia is preferred. Relocation assistance may be available for qualified candidates living more than 50 miles from the preferred locations.

Salary: $88,000–$164,000 annually; expected starting range: $88,000–$132,000.

Company

hirify.global is a Fortune 100 insurance company providing property and casualty coverage and customer-focused claims services.

What you will do

• Investigate, evaluate, adjust, and resolve complicated and catastrophic large-loss property claims.
• Determine coverage, apply policy provisions and state requirements, calculate claim payments, and manage reserves.
• Write estimates using Xactimate and assess repair requirements, local repair procedures, and market pricing.
• Conduct onsite and virtual inspections, including rooftop inspections, and negotiate settlements while controlling loss and litigation expenses.
• Identify fraud and subrogation opportunities with the Special Investigation Unit, Subrogation, claims staff, defense counsel, and general counsel.
• Prepare severe incident and reinsurance reports, act for the Claims Manager, and mentor and train less experienced claims associates.

Requirements

• Five years of experience handling property claims, insurance processing, or field claims adjusting; large-loss experience is preferred.
• Solid Xactimate experience and the ability to write estimates and handle claims from start to finish.
• Construction experience in residential work, roofing, remodeling, or water mitigation.
• Strong customer service, written communication, verbal communication, analytical, and problem-solving skills.
• Ability to safely access and inspect rooftops using a ladder, including first- and second-story roofs with pitches up to 8/12, and work outdoors in all weather.
• Valid driver’s license with a satisfactory driving record; willingness to work irregular hours, travel, remain on call when needed, and respond to catastrophes is required.

Nice to have

• Undergraduate degree or equivalent experience.
• Large-loss claims experience.
• IIA or CPCU professional development.
• Advanced degree in law or a related field.

Culture & Benefits

• Work-from-home arrangement with a company vehicle for business travel; personal use, gas, and maintenance are included.
• Medical, dental, and vision insurance.
• 401(k) with company match and a company-paid pension plan.
• Paid time off, nine paid holidays, Lifetime paid time off, and Unity Day paid time off.
• Life insurance, short- and long-term disability coverage, and business-casual attire.
• Work includes both office and field claims environments and may involve extended or non-standard hours.

Hiring process

• Credit and/or background checks are required as part of the selection process.
• Required claims certification courses must be completed; Xactimate Level 1 certification is required within one year and Level 2 within two years of employment.