Payments Counsel (Fintech)

Payments Counsel

Company

Rain

Conditions

1 day agoLeadSalary: 50K - 1MDistrict of Columbia; New York, NY Hybrid Full Time Legal Jobs by Rain

Rain Rain helps users buy, sell, and swap cryptocurrencies with regulated custody, bank-grade security, and 24/7 support across web and mobile. Series C Company intelligence United Arab Emirates Funding history Series C ($250M) Series C ($250M) Series B ($58M) Investors Hard Yaka Lightspeed Faction Galaxy Digital Norwest Ventrure Partners Lattitude Capital Projects Rain Cards Payments Infrastructure & Orchestration Rain Spend Card issuance Rain Centralised Exchange Rain OTC Desk OTC About Rain Rain is a centralized crypto platform for retail and business users to buy, sell, and swap digital assets. The platform is licensed by the Central Bank of Bahrain and ADGM’s FSRA, offers cold storage custody, and provides bilingual 24/7 human support. Users can manage portfolios, use advanced trading with charts and order types, and access an OTC desk for large orders. The service includes clear fees, verification, and mobile apps. View jobs by Rain

Skills

Banking Card Network Compliance Contract Crypto Emd2 E-Money Fintech Licensing Money Transmission Payment Psd2 Psd3 Regulation

Candidate Availability

Hybrid · District of Columbia · Required Hybrid · New York · Required Hybrid · New York City · Required Required and preferred rules are kept separate and reflect the wording in the original posting.

About the Role

You will advise on U.S. and EU payments regulations and partner on licensing applications and ongoing obligations. You will draft cardholder and commercial agreements, manage outside counsel, support regulator responses and audits, and monitor regulatory changes affecting payments, crypto, and fintech.

Requirements

• JD from a top-level law program
• 5–8 years of legal experience in payments, fintech, financial-services regulation, or related areas
• Knowledge of U.S. and EU payments regulations, state money-transmitter licenses, the Durbin Amendment, Regulation E, PSD2/PSD3, EMD2, EMI licensing, and card-network rules
• Experience advising on commercial contracts and regulatory issues for fintech or payments companies
• Written and verbal communication skills
• Ability to work across multiple teams and time zones

Responsibilities

• Advise on U.S. and EU payments regulations
• Partner on money-transmitter-license applications, international licenses, and ongoing obligations
• Draft cardholder agreements across jurisdictions
• Draft, review, and negotiate commercial agreements
• Manage outside counsel on regulatory and jurisdictional issues
• Support responses to regulators, audits, exams, and inquiries
• Monitor regulatory changes affecting payments, crypto, and fintech

Benefits

• Unlimited vacation with a 10-day minimum
• Flexible work arrangement
• Home-office stipend
• Health, dental, and vision plans for US employees and dependents
• Company-subsidized life insurance for US employees
• 401(k) with a 4% company match
• Equity option plan
• Monthly health and wellness stipend
• Domestic and international team and company offsites

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