Senior Compliance Risk Manager - Prudential (Fintech)

Location: Must be based in the United States or Canada (Offices in San Francisco, New York, and Portland, or Remote)

Salary: $146,700 - $203,800 (USD) / CAD 154,100 - 192,600 (CAD)

Company

Mercury is a fintech company progressing toward becoming a chartered bank.

What you will do

• Implement and operate the company's first prudential regulatory compliance program, focusing initially on Regulations W and O.
• Design and maintain policies, procedures, governance frameworks, and transactional controls.
• Advise senior management on the permissibility and advisability of proposed business transactions.
• Partner with cross-functional stakeholders in Legal, Finance, People/HR, and Credit departments.
• Develop a strong compliance culture through training and guidance for bank staff.
• Maintain rigorous records and documentation for all prudential regulatory compliance activities.

Requirements

• 5-7+ years of experience building or operating prudential compliance programs.
• Deep knowledge of Regulations W and O and associated regulatory expectations.
• Proven experience presenting program decisions to senior executives, internal auditors, and regulators.
• Must be based in the United States or Canada.
• Collaborative, problem-solving mindset with the ability to influence without direct authority.

Nice to have

• Prior experience in quantitative fields including finance, credit, or strategic operations.

Culture & Benefits

• Competitive total rewards package including base salary and equity (stock options/RSUs).
• Comprehensive benefits package.
• Opportunity to build a regulator-ready foundation for a digital-first business model.
• Commitment to diversity, belonging, and equal employment opportunity.