Credit Forecasting Manager I (Fintech)

Location: Remote, but initial focus on candidates local to the Philadelphia, Delaware, New Jersey, and New York areas. Starting June 2027, employees within a 50-mile radius of the office must work on-site three days per week (hybrid).

Company

A market-leading, tech-enabled financial platform (now part of Barclays) helping people build financial confidence through innovative lending solutions.

What you will do

• Lead the development, improvement, and monitoring of payment default and balance persistency processes for personal loans.
• Own forward-looking guidance and performance outcomes for critical portfolio segments.
• Provide scenario analysis and financial impact sizing resulting from changes in credit underwriting and pricing policies.
• Assess macroeconomic trends and adjust loss expectations accordingly.
• Partner with Capital Markets and Credit Strategy teams to define and achieve return targets.
• Mentor junior team members and maintain high governance and documentation standards.

Requirements

• Bachelor’s degree in a quantitative field or equivalent professional experience.
• 6–10 years of experience in credit risk, loss forecasting, or portfolio analytics.
• Expertise in forecasting payment default behavior and balance persistency for lending products.
• Advanced analytical expertise and strong business judgment.
• Proven ability to influence senior stakeholders.
• Must be based in or local to the Philadelphia, Delaware, New Jersey, or New York areas.

Culture & Benefits

• Culture based on putting people first, creating clarity, and delivering excellence.
• Expanded opportunities for growth and career mobility within the global Barclays organization.
• Environment designed for collaborative, curious problem-solvers.
• Commitment to building a diverse and inclusive team as an equal opportunity employer.