Sr. Manager, Enterprise Risk Management (Fintech)
Мэтч & Сопровод
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Описание вакансии
TL;DR
Sr. Manager, Enterprise Risk Management (Fintech): Architecting and leading the quality control monitoring function for a fintech lending platform with an accent on automated preventative monitoring and regulatory compliance. Focus on building data-driven frameworks to detect systemic failures in credit underwriting and merchant controls.
Location: Hybrid in Los Angeles, CA (Must be in Westwood Office 3-4 days/week)
Salary: $155,000 - $190,000 per year
Company
is an AI-native fintech platform providing personalized pay-over-time options and credit services for consumers and merchants across a nationwide network.
What you will do
- Design and implement automated preventative monitoring for credit underwriting, merchant compliance, and critical business process controls.
- Monitor credit policy execution (TILA, Reg Z, ECOA, UDAAP) and flag deviations for immediate remediation.
- Build and own the monitoring platform and analytical tooling using automated checks and operational dashboards.
- Analyze quality findings to distinguish isolated defects from systemic failures and drive root cause analysis.
- Manage end-to-end remediation of risk findings and maintain examination-ready documentation for audits.
- Lead preparation for state regulatory examinations and capital markets audits, ensuring data integrity in responses.
Requirements
- Must be based in Los Angeles, CA for a hybrid work arrangement (3-4 days/week in office).
- 8+ years of experience in QC, compliance risk analytics, or operational risk monitoring within consumer lending or fintech.
- 3+ years of people management experience leading risk analytics or control oversight teams.
- Proficiency in Python and/or SQL for data analysis and automated monitoring.
- Working knowledge of consumer lending regulations: TILA/Reg Z, Regulation B/ECOA, UDAAP, and FCRA.
- Experience interpreting and responding to state regulatory examinations (OCC, CFPB, FTC).
Culture & Benefits
- Competitive pay and company equity via stock options.
- Unlimited PTO.
- Comprehensive health insurance (Medical, Dental, Vision, Life) including HSA and Pet Insurance.
- 401K plan with company matching.
- Cell phone stipend.
- People-first culture rooted in service and inclusion.
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