Director, Payments and Risk Operations (Fintech)

TL;DR

Director, Payments and Risk Operations (Fintech): Leading the end-to-end payments risk and operations strategy to enable secure money movement for contractors with an accent on fraud prevention, loss mitigation, and scalable risk processes. Focus on implementing AI-powered decisioning systems, optimizing merchant onboarding, and building a high-performing risk operations team.

Location: Remote (United States)

Salary: $175,000 - $200,000

Company

hirify.global is a leading residential construction management platform that helps contractors control financials, schedules, and client relationships in one system.

What you will do

• Own and evolve the end-to-end payments risk strategy, including merchant onboarding, underwriting, and transaction monitoring.
• Build fraud prevention and loss mitigation capabilities using AI-assisted solutions and continuous feedback loops.
• Evaluate and optimize AI-powered fraud and risk platforms to scale operations through automation.
• Lead and develop a high-performing payments risk and operations team.
• Collaborate with Product and Engineering to embed risk controls into payment experiences, APIs, and onboarding journeys.
• Develop risk analytics and reporting to provide real-time operational insights and portfolio-level visibility.

Requirements

• 7+ years of experience leading payments risk within a vertical SaaS, marketplace, or fintech environment.
• 3+ years of recent hands-on experience with payment processing, ACH, and check disbursements.
• Experience designing and implementing AI-powered decisioning systems or fraud platforms.
• Strong operational judgment with a track record of building scalable risk functions.
• Must be based in the United States.

Culture & Benefits

• Comprehensive health packages including medical, dental, vision, and life insurance.
• 401(k) plan with company matching contributions.
• Generous paid time off, 11 paid holidays, and paid sabbaticals.
• Technology reimbursement for home office equipment.
• Wellness program and onsite fitness center at the HQ office.