Vice President, Credit Risk (Insurance)

Location: Warren, NJ; New York, NY; London; or Zurich, Switzerland

Salary: $206,000–$260,000 annually

Company

hirify.global is a global insurance and risk management organization focused on underwriting risk, disciplined capital allocation, and long-term value creation.

What you will do

• Lead the enterprise-wide vision, framework, policies, limits, and governance practices for credit risk management.
• Advise senior management and represent Credit Risk in executive committees, governance forums, interactions with regulators, and rating agencies.
• Provide independent oversight and challenge across Surety, Trade Credit, Mortgage Insurance, Structured Credit, Large Deductible Programs, investments, reinsurance counterparties, and fronting arrangements.
• Build portfolio monitoring and analytics covering aggregate exposures, concentrations, counterparties, industries, sectors, and geographic regions.
• Lead enterprise credit stress testing and scenario analysis, including sovereign defaults, industry downturns, market dislocations, and correlated counterparty failures.
• Translate credit analysis, watchlists, stress-testing results, and emerging risks into strategic risk management and capital planning decisions.

Requirements

• 15+ years of experience in credit risk, enterprise risk management, underwriting, investments, or related financial risk disciplines.
• Deep expertise in P&C underwriting credit risk, particularly Surety, Trade Credit, Mortgage, Structured Credit, and/or Large Deductible portfolios.
• Experience building or leading enterprise credit risk frameworks within a complex financial services or insurance organization.
• Experience interacting with executive leadership, boards, regulators, and rating agencies.
• Strong understanding of portfolio management, concentration risk, stress testing, and risk governance.
• Advanced degree in a related discipline and CFA, FRM, PRM, or similar designation are preferred.

Nice to have

• Investment credit risk management covering spread, migration, and default risk.
• Reinsurance counterparty, fronting, premium receivables, and collections-related credit risk experience.
• Knowledge of private credit markets, alternative credit investments, derivatives, BSCR, AM Best, S&P Capital Model, or RBC.

Culture & Benefits

• Health insurance coverage, life and disability insurance, and an employee wellness program.
• 401(k) match, retirement savings plan, paid holidays, and paid time off.
• Culture built around talent, thoughtful assumption of risk, execution, efficiency, humility, leadership, collaboration, and inclusion.
• Reasonable accommodations are available throughout the application and employment process.