Vice President, Credit Risk (Finance)

TL;DR

Vice President, Credit Risk (Finance): Establishing and leading an enterprise credit risk framework to provide independent oversight across underwriting, investment, and reinsurance exposures with an accent on P&C underwriting credit risks and strategic capital allocation. Focus on designing risk appetite frameworks, leading enterprise stress testing, and providing independent challenge to risk-adjusted performance.

Location: Must be based in Warren (NJ), New York (NY), Zurich (Switzerland), or London (UK)

Salary: $206,000 - $260,000

Company

hirify.global is a global leader in risk management with a 50+ year heritage focusing on disciplined capital allocation and long-term value creation for stakeholders.

What you will do

• Develop and execute a comprehensive enterprise-wide vision for credit risk management.
• Establish and chair the Group Credit Risk Committee to ensure effective executive oversight of credit exposures.
• Provide independent challenge of underwriting-related credit exposures, including Surety, Trade Credit, Mortgage, and Structured Credit.
• Oversee investment credit risk and reinsurance counterparty risk, monitoring premium receivables and material obligations.
• Lead enterprise credit stress testing and scenario analysis to evaluate portfolio resilience under adverse conditions.
• Create enterprise-wide views of aggregate credit exposure and concentration risk using data and analytics.

Requirements

• 15+ years of experience in credit risk, enterprise risk management, underwriting, or financial risk.
• Deep expertise in P&C underwriting credit risk, particularly within Surety, Trade Credit, Mortgage, or Structured Credit portfolios.
• Proven success building or leading enterprise credit risk frameworks in complex financial services or insurance organizations.
• Experience interacting with executive leadership, boards, regulators, and rating agencies.
• Strong understanding of portfolio management, concentration risk, and risk governance.

Nice to have

• Experience in private credit markets and alternative credit investments.
• Knowledge of derivatives and associated counterparty risks.
• Familiarity with regulatory capital models such as BSCR, AM Best, S&P Capital Model, or RBC.
• Advanced degree in Finance, Economics, Risk Management, Mathematics, or Actuarial Science.
• Professional designations such as CFA, FRM, or PRM.

Culture & Benefits

• Comprehensive health insurance coverage and employee wellness program.
• 401k match and retirement savings plan.
• Life and disability insurance.
• Paid holidays and paid time off (PTO).
• Inclusive culture driven by values of talent, execution, humility, and collaboration.