Credit Risk Model Developer (Fintech)

Location: Warsaw, Poland; hybrid work with up to 75% remote work, with access to the Warsaw office.

Salary: 7,100–28,000 PLN per month

Company

hirify.global is part of an international banking group and provides expertise in credit risk model development across jurisdictions and portfolios.

What you will do

• Design, code, test, develop, enhance, and monitor regulatory and accounting credit risk models.
• Work with AIRB and IFRS9 model parameters and support model lifecycle activities across retail, corporate, and SME portfolios.
• Participate in regulatory submissions, internal reviews, and compliance with applicable regulatory standards.
• Coordinate with model validation, audit, risk, finance, compliance, and local business units.
• Lead complex model development projects and represent the team in regulatory discussions at seniority-appropriate levels.
• Mentor junior colleagues and explain complex modelling concepts to non-technical stakeholders where required.

Requirements

• At least 3 years of experience in quantitative risk modelling.
• Academic or professional background in statistics, econometrics, data science, or financial engineering.
• Programming experience with SAS, Python, or R and experience working with large datasets.
• Knowledge of, or willingness to learn, Basel AIRB and IFRS9 regulatory frameworks.
• Clear communication, thorough documentation, and effective collaboration in agile squads.
• Availability for the hybrid Warsaw-based working model.

Nice to have

• Hands-on experience developing, monitoring, or validating AIRB or IFRS9 models.
• Knowledge of banking portfolios and the credit risk model lifecycle.
• Familiarity with ECB, EBA, or local supervisory expectations.
• Professional certification such as FRM, PRM, or CFA.

Culture & Benefits

• Collaborative, diverse, and international working environment.
• Portfolio-oriented team structure with exposure to multiple jurisdictions, asset classes, and model types.
• Opportunities for continuous learning, specialization, and career growth across multiple seniority levels.
• Hybrid work model with up to 75% remote work.
• Access to a modern Warsaw office and cross-functional collaboration across the banking group.