Loan Officer (Auto Finance)

TL;DR

Loan Officer (Auto Finance): Processing and approving auto loan applications by analyzing financial backgrounds and credit histories with an accent on risk assessment and regulatory compliance. Focus on building dealership relationships and making informed lending decisions to support portfolio growth.

Location: Onsite in Agoura Hills, CA, USA

Salary: Annual Total Comp $110,000 (Base $47,985.60)

Company

hirify.global is the largest privately held auto finance company in the US, providing innovative lending solutions to over 22,000 dealer partners.

What you will do

• Review and process auto loan applications ensuring compliance with company and regulatory requirements.
• Analyze applicants' financial backgrounds and credit histories to determine loan eligibility.
• Make informed approval or rejection decisions based on risk analysis and company guidelines.
• Maintain strong relationships with car dealerships and provide product guidance.
• Ensure all loan files comply with state and federal lending regulations.
• Collaborate with the sales team to maximize loan opportunities and promote products.

Requirements

• 2-4 years of experience in loan origination or underwriting, preferably in auto finance.
• Bachelor’s degree in finance, business, or a related field (preferred).
• Strong analytical skills to assess financial data and make sound lending decisions.
• Proficiency in financial software, loan origination systems, and Microsoft Office Suite.
• In-depth knowledge of credit scoring models and consumer lending regulations.
• Must be based in or able to work onsite in Agoura Hills, CA

Culture & Benefits

• Comprehensive medical, dental, and vision benefits.
• 401K matching and Employee Stock Ownership Program.
• Paid vacation, sick days, and holidays.
• Life insurance and long-term disability plans.
• Wellness programs and discounts on parks, museums, and movie tickets.
• Career path opportunities within a high-growth organization.