Commercial Credit Analyst II (Fintech)
Вакансия из Hirify Global, списка международных tech-компанийДля мэтча и отклика нужен Plus
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
TL;DR
Commercial Credit Analyst II (Fintech): Analyzing the financial performance and creditworthiness of automotive dealerships to support lending decisions with an accent on financial statement analysis, risk mitigation, and credit proposal preparation. Focus on evaluating dealership operations, managing complex credit modifications, and leveraging AI tools to enhance workflow efficiency and analytical accuracy.
Location: Must be based in or able to commute to Irving, TX, USA (Hybrid)
Company
is a global captive finance subsidiary of General Motors providing auto finance and commercial lending solutions.
What you will do
- Analyze financial statements of automotive dealerships and affiliates to assess creditworthiness.
- Calculate fixed charge coverage ratios and perform bank reconciliations.
- Assign accurate risk ratings and provide recommendations to mitigate financial risk.
- Interface with internal and external stakeholders to gather necessary data for credit analysis.
- Prepare accurate and concise credit proposals for committee approval.
- Utilize AI tools to support research, summarization, and workflow efficiency.
Requirements
- Must be based in or able to commute to Irving, TX, USA.
- 3-5 years of directly related experience in financial analysis and automotive dealership commercial lending.
- Bachelor’s degree in Accounting, Finance, or a related field.
- Advanced knowledge of credit underwriting, cash flow analysis, and dealer workout.
- Proficiency in Microsoft Office and Salesforce.
- Ability to evaluate AI outputs for accuracy, compliance, and bias.
Nice to have
- Master’s degree in a relevant field.
- Experience integrating AI into financial workflows.
Culture & Benefits
- Hybrid work arrangement balancing office and remote work.
- Environment fostering integrity, community, and belonging.
- Opportunities to work with AI-enabled tools in a professional financial setting.
- Focus on professional growth within a global automotive finance organization.
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