Product Analyst (Fintech)

TL;DR

Product Analyst (Fintech): Designing innovative credit card products and launching co-branded partnerships with an accent on data-led product thinking and commercial insight. Focus on interpreting complex datasets to identify growth opportunities and improve customer outcomes.

Location: Hybrid (40% or two days per week in office) in Chester, Cardiff, or Manchester, UK

Salary: £40,824 - £45,360

Company

A leading UK financial institution committed to rebooting the future of finance through diversity and innovation.

What you will do

• Collaborate with product, commercial, credit risk, and customer insight teams to bring new propositions to life.
• Manage the full product lifecycle from concept to launch for credit card products.
• Analyze customer behavior to identify opportunities for growth and ensure commercial performance.
• Translate complex datasets into clear insights and actionable recommendations for stakeholders.
• Influence strategic decision-making to evolve and grow the credit cards business.

Requirements

• 2+ years of hands-on experience with SQL and/or SAS in a commercial environment.
• Strong numerical and analytical skills for interpreting complex datasets.
• Proficiency in Excel, PowerPoint, and data visualization platforms (Power BI, Tableau, Looker).
• Proven ability to communicate recommendations and build consensus with stakeholders.
• Must be based in or able to work from Chester, Cardiff, or Manchester on a hybrid basis.

Nice to have

• Experience with credit cards, consumer lending, or financial services products.
• Exposure to partnerships, co-branded, or affinity propositions.
• Experience using AI tools such as Copilot.

Culture & Benefits

• Generous pension contribution of up to 15%.
• Annual performance-related bonus and share schemes including free shares.
• 28 days of holiday plus bank holidays.
• Tailored benefits including discounted shopping and wellbeing initiatives.
• Inclusive work environment with generous parental leave policies.