Product Counsel (Fintech)

TL;DR

Product Counsel (Fintech): Advising on product launches, payments architecture, and regulatory compliance for a modern co-branded credit card platform with an accent on consumer disclosures and card network rules. Focus on translating complex financial regulations into actionable guidance for product and engineering teams.

Location: Remote (Must be admitted to a U.S. state bar)

Salary: $200K – $250K + Equity

Company

A fintech platform redefining co-branded credit cards and payments infrastructure to help brands grow customer lifetime value.

What you will do

• Act as the primary legal advisor for product and engineering teams on new features, disclosures, and data sharing.
• Draft and maintain consumer-facing agreements, online terms, and regulatory notices.
• Review marketing campaigns and promotional materials for legal compliance and T&Cs.
• Advise on Visa, Mastercard, and Amex network rules and their application to product design.
• Provide legal guidance on payments architecture, including settlement and funds flow.
• Collaborate with Compliance on regulatory interpretations and exam preparation.

Requirements

• J.D. from an accredited law school and active membership in a U.S. state bar.
• 4–6 years of legal experience in financial services (credit cards, fintech, or digital banking).
• Deep familiarity with federal consumer finance regulations (TILA/Reg Z, ECOA/Reg B, EFTA/Reg E, FCRA, UDAAP).
• Proven experience drafting consumer-facing disclosures and agreements.
• Ability to work autonomously in a fast-paced startup environment.
• Strong communication skills to translate legal risks for technical and business stakeholders.

Nice to have

• Experience at a fintech, neobank, or payments company.
• Working knowledge of card network rules (Visa/Mastercard).
• Familiarity with data privacy frameworks like CCPA and GLBA.
• Experience in sponsor bank or banking-as-a-service (BaaS) environments.
• Comfort with AI-assisted legal workflows and process automation.

Culture & Benefits

• Competitive compensation with equity packages.
• Fully covered, high-quality healthcare including dependent coverage.
• Flexible paid time off and extensive paid parental leave (up to 20 weeks).
• Flexible choice of high-end work computers.
• Access to industry-leading technology and resources for productivity.