Intermediate Credit Analyst (Finance)

TL;DR

Intermediate Credit Analyst (Finance): Analyzing financial statements and screening loan agreements for public and private companies with an accent on risk assessment and financial covenant monitoring. Focus on producing accurate risk ratings and supporting global lending teams through proactive report preparation.

Location: Manila (One Ayala Tower 2)

Company

hirify.global is a global service center providing strategic support and specialized expertise for ING's Wholesale Banking operations.

What you will do

• Analyze financial statements, including Income Statements, Balance Sheets, and Cash Flow Statements, for public and private companies.
• Screen loan agreements to interpret and monitor financial covenants applicable to borrowers.
• Prepare reports for global lending teams regarding overdue ratings, covenants, and financials to resolve issues proactively.
• Conduct independent background research on sector drivers to perform risk assessments and assign appropriate risk ratings.
• Collaborate with local and global peers and management teams within Wholesale Banking (corporate, real estate, and financial institutions).

Requirements

• Experience in credit analysis and financial statement evaluation.
• Strong analytical and technical skills for data input and risk assessment.
• Ability to conduct independent research on broad sector drivers.
• Must be based in Manila.

Culture & Benefits

• Exposure to global teams across all areas of Wholesale Banking.
• Opportunity to work under the guidance of engaged managers.
• Collaborative environment involving interaction with local and international peers.