Specialist, New Account Profitability & Analytics (Fintech)

TL;DR

Specialist, New Account Profitability & Analytics (Fintech): Analyzing and optimizing lending portfolios to improve profitability and support commercial decision-making with an accent on lifetime valuations and product performance. Focus on building analytical tools to explain performance and translating data patterns into actionable insights for retail partners.

Location: London (Hybrid)

Company

hirify.global is a financial services company providing lending products and embedded finance solutions for major retail partners.

What you will do

• Monitor and optimize the performance and profitability of new accounts across a range of lending products.
• Develop and maintain valuation models and performance curves to assess the net present value of lending cohorts.
• Collaborate cross-functionally with partnership and acquisition teams to drive strategic optimization decisions.
• Identify data patterns to support the build and roll-out of new lending strategies for brands like Argos and John Lewis.
• Create analytical tools and data environments to articulate performance insights to the business.

Requirements

• Strong quantitative analytical skills with proficiency in SQL and Excel.
• Experience using Python and visual analytics tools such as Tableau or Power BI.
• Ability to evaluate commercial and customer impact resulting from pricing and strategic changes.
• Strong numeric and critical thinking skills with the ability to present findings to non-expert audiences.
• Collaborative operating style and ability to support wider team objectives.

Nice to have

• Experience with consumer lending products (cards, loans, mortgages) and the relevant regulatory environment.
• Previous P&L exposure and familiarity with reviewing financial performance.