GMF Credit Analyst - Zone A (Fintech)

TL;DR

Credit Analyst (Fintech): Researching and analyzing credit risks to approve or deny extensions of credit to potential customers with an accent on credit data analysis and regulatory compliance. Focus on managing dealer relationships, ensuring portfolio profitability, and maintaining strict adherence to state and federal credit laws.

Location: Hybrid in Alpharetta, GA, United States

Company

hirify.global is the captive finance arm of General Motors, providing automotive financing and credit services.

What you will do

• Analyze credit data to determine risk levels and make approval or denial decisions within established authority.
• Cultivate dealer relationships to ensure volume objectives and credit quality.
• Manage automotive finance contracts to meet profitability criteria for pricing and performance.
• Ensure full compliance with company policies and state/federal regulatory requirements.
• Collaborate with internal departments and conduct joint dealer calls.
• Handle outbound telemarketing and manage deal documentation.

Requirements

• Working knowledge of consumer credit, banking environments, and credit laws/regulations.
• Understanding of motor vehicle retail installment documentation and indirect auto financing.
• Strong analytical, problem-solving, and credit underwriting skills.
• High School Diploma or equivalent required.
• Must be based in or able to work in Alpharetta, GA (Hybrid).
• Ability to complete mandatory credit certification training upon hire.

Nice to have

• Bachelor’s Degree with emphasis in Business, Finance, Marketing, or a related field.
• 0-2 years of relevant experience in credit analysis.