Commercial Property Claims Adjuster (Insurance)

TL;DR

Commercial Property Claims Adjuster (Insurance): End-to-end management of commercial property claims for quota share and single insurer specialty programs with an accent on coverage verification, damage estimation, and litigation management. Focus on resolving complex property claims, coordinating with field experts, and ensuring regulatory compliance.

Location: Fully remote within the United States

Salary: $90,000 - $100,000 / year

Company

A specialist professional services and technology firm partnering with leading insurance and regulated businesses globally to manage risk and optimize operations.

What you will do

• Manage end-to-end commercial property claims for quota share and single insurer specialty programs.
• Verify policy coverage and coordinate with field adjusters and experts for inspections.
• Analyze damage estimates, repair costs, and vendor invoices for accuracy.
• Prepare written status reports, Reservation of Rights, and Coverage Position Letters.
• Manage litigated claims, directing defense counsel and providing settlement strategies.
• Present claim overviews to business partners and participate in quality control audits.

Requirements

• Experience in Third-Party Administration (TPA) for claims management.
• Background in Excess & Surplus Lines (Lloyds) and Standard carrier programs.
• Ability to interpret complex policy contracts, coverage, and damage estimates.
• Knowledge of case law, statutory law, and DOI regulations.
• Strong analytical and negotiation skills for resolving disputes.
• Must be based in the United States.

Culture & Benefits

• Comprehensive medical, dental, and vision insurance plans.
• 401(k) plan with employer matching.
• Discretionary Time Off (DTO) for exempt employees and PTO for non-exempt.
• Paid holidays and life insurance coverage.
• Short-term and long-term disability benefits.