Product Owner, Card Programs (Fintech)

TL;DR

Product Owner, Card Programs (Fintech): Designing and scaling next-generation card ecosystems for high-value business customers with an accent on credit, rewards, and stablecoin-based payment rails. Focus on building durable financial infrastructure, managing vendor relationships, and scaling from a single program to a multi-program portfolio.

Location: Must be based in the United States

Company

A rapidly scaling financial infrastructure provider focused on building and operating next-generation card programs for business customers.

What you will do

• Own end-to-end product strategy and execution for card programs, including credit, rewards, and stablecoin-linked cards.
• Manage core infrastructure components such as ledger systems, card processing platforms, BIN sponsorships, and fulfillment operations.
• Lead vendor strategy, including the selection, negotiation, and technical validation of processors and network relationships.
• Build scalable operational frameworks to support multiple concurrent card programs without degrading system reliability.
• Define the architecture and roadmap required to significantly scale card volume across multiple product lines.
• Collaborate with engineering to translate complex card infrastructure into clear, buildable product requirements.

Requirements

• Must be based in the United States.
• 8–12+ years of experience in product, payments, fintech, card issuing, or financial infrastructure.
• Proven ownership of at least one full card program from inception to production.
• Deep understanding of ledger systems, processing platforms, BIN sponsorship, and network operations.
• Experience negotiating and managing relationships with payment processors and BIN sponsors.
• Ability to design scalable financial and operational architectures.

Nice to have

• Experience across multiple card programs or payment rails, including credit, debit, rewards, or alternative payment systems.

Culture & Benefits

• Competitive compensation aligned with senior infrastructure leadership roles.
• High-ownership environment with direct influence over product, infrastructure, and vendor strategy.
• Exposure to cutting-edge financial systems, including stablecoin-based payment models.
• Execution-driven culture within a small, high-impact team environment.
• Flexible working model with presence in major U.S. hubs.