Senior Stop-Loss Underwriter

TL;DR

Senior Stop-Loss Underwriter: Evaluating employer stop loss submissions and determining pricing and coverage terms with an accent on medical and financial risk assessment. Focus on applying underwriting guidelines, ensuring regulatory compliance, and collaborating with sales, brokers, and consultants to support profitable growth.

Company

hirify.global is a privately held insurance wholesaler and program manager providing stop loss underwriting and placement services.

What you will do

• Review and analyze employer stop loss data, including claims experience, demographics, and plan design.
• Assess medical conditions and financial risks to set appropriate coverage terms and pricing.
• Apply underwriting guidelines and company policies to balance risk acceptance and profitability.
• Partner with sales, brokers, and consultants to gather information and provide competitive quotes.
• Ensure underwriting decisions comply with regulatory requirements and internal standards.
• Maintain accurate documentation of decisions and rationales in internal systems.

Requirements

• 3 to 5 years of experience in employer stop loss underwriting.
• Familiarity with self-funded health plans and TPA operations.
• Strong analytical skills to interpret financial and medical data.
• Understanding of risk assessment, pricing models, and stop loss policies.
• Excellent communication and interpersonal skills for working with internal and external stakeholders.
• Proficiency in Microsoft Office Suite (Excel, Word, Outlook) and underwriting software.

Culture & Benefits

• Hybrid role based out of the office in Newtown Square, PA.
• Training and development opportunities to enhance underwriting knowledge and expertise.
• Collaboration with sales, brokers, consultants, and underwriting teams to support growth in the stop loss product line.

Hiring process

• Interviews focused on underwriting experience, risk assessment approach, and stakeholder collaboration.
• Discussion of fit for employer stop loss underwriting responsibilities and compliance expectations.

Location: Newtown Square, PA