Relationship Manager (Commercial Banking)

TL;DR

Relationship Manager (Commercial Banking): Managing a high-profile SME client portfolio in the Yorkshire area with an accent on portfolio management, lending, and risk assessment. Focus on originating new business, deepening client relationships, and delivering tailored commercial banking solutions.

Location: Must be based in the UK (Yorkshire area) with a hybrid work style requiring at least 40% office attendance.

Company

A leading UK financial services group committed to transforming finance through innovation, diversity, and sustainable banking practices.

What you will do

• Manage a portfolio of SME clients with turnovers between £3m and £10m.
• Identify and deliver commercial banking solutions including lending, working capital, and cashflow facilities.
• Originate and win new-to-bank business through strategic outreach and networking.
• Conduct credit assessments and prepare proposals in line with risk appetite and policy.
• Support clients with ESG priorities and Net Zero transition strategies.
• Collaborate with internal specialist teams to provide comprehensive financial solutions.

Requirements

• At least 2 years of experience in Commercial or Corporate Banking managing SME or trading-business clients.
• Proven track record in originating or winning new business within a competitive banking environment.
• Strong capability in portfolio management and credit risk assessment.
• Ability to build trusted relationships and influence external partners.
• Excellent communication and negotiation skills with knowledge of commercial lending documentation.
• Must be based in or able to work from the Yorkshire region in a hybrid capacity.

Culture & Benefits

• Generous pension contribution of up to 15%.
• Annual performance-related bonus and share schemes.
• 30 days of holiday plus bank holidays.
• Comprehensive wellbeing initiatives and parental leave policies.
• Commitment to diversity, equity, and inclusion with support for workplace adjustments.