Senior Card Fraud Risk Analyst (Fintech)

TL;DR

Senior Card Fraud Risk Analyst (Fintech): Taking direct responsibility for fraud systems end-to-end, from onboarding fraud through to card fraud, and playing a central part in building the capabilities needed as new products are launched with an accent on identifying fraud signals and surfacing emerging attack patterns. Focus on designing and building fraud detection rules from scratch, setting thresholds based on data, and iterating based on live performance.

Location: Hybrid role in London, 3 days per week in the office.

Company

hirify.global is a financial platform offering a best-in-class business credit card, SME-focused spend management platform, a savings product, and a growing suite of tools and financial products that make running a small business easier.

What you will do

• Write complex SQL queries to interrogate transaction and customer data, identify fraud signals, and surface emerging attack patterns.
• Design and build fraud detection rules from scratch, set thresholds based on data, and iterate based on live performance.
• Own rules end-to-end, spotting patterns, building detection, and monitoring outcomes.
• Work across card and lending data to understand customer behavior and where fraud risk sits in the product set.
• Contribute to fraud strategy as the team grows, including input into ML-based detection.

Requirements

• A strong data analyst background in a fintech or digital lending environment.
• Strong SQL skills.
• A genuine builder instinct to identify and fix problems in the data.
• Experience working end-to-end on analytical problems through to deployment.
• Comfortable in a small, fast-moving team.

Nice to have

• Direct experience working in card fraud within a bank, card issuer, or fintech operating on the issuing side.
• Hands-on familiarity with card fraud systems and the data that comes with them (Visa fraud platforms, CNP fraud, 3DS/SCA, PSD2 compliance).
• Experience with APP fraud or faster payment fraud systems.

Culture & Benefits

• Private Healthcare including dental and opticians services through Vitality.
• Worldwide travel insurance through Vitality.
• Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical).
• Salary Sacrifice Pension Scheme up to 7% match.
• 28 days holiday (plus bank holidays).
• Annual Learning and Wellbeing Budget.
• Enhanced Parental Leave.
• Cycle to Work Scheme.
• Season Ticket Loan.
• 6 free therapy sessions per year.
• Dog Friendly Offices.
• Free drinks and snacks in our offices.