Specialist, New Lending Credit Strategy (Fintech)

TL;DR

Specialist, New Lending Credit Strategy (Fintech): Optimizing credit decisioning strategies across credit card products with an accent on responsible lending and business growth. Focus on leveraging data insights, enhancing Open Banking capabilities, and driving data-driven decision-making through advanced analytics.

Location: London (Onsite)

Company

hirify.global is a leading financial services provider focused on responsible consumer lending and innovative credit card products.

What you will do

• Shape and optimize new lending strategies across six credit card products.
• Identify innovative ways to utilize Open Banking data for improved underwriting.
• Develop reporting and monitoring systems to identify emerging trends.
• Deliver clear insights to support decision-making at the Senior Leadership level.
• Build cross-functional relationships to encourage collaboration and continuous improvement.

Requirements

• Degree educated or equivalent experience with a strong analytical background.
• Must be based in or able to work from London.
• Confident using SQL on a daily basis for data analysis.
• Advanced MS Office skills, particularly Excel, with experience in complex datasets.
• Strong communication skills to present findings to diverse stakeholders.

Nice to have

• Experience in financial services or consumer lending risk analytics.
• Proficiency in Python for data analysis.
• Familiarity with visualization tools like Power BI or Tableau.
• Experience with AI co-working tools such as Claude Co-Work.

Culture & Benefits

• Inclusive and diverse working environment.
• Commitment to responsible lending and purpose-driven work.
• Support for reasonable adjustments and inclusive hiring practices.
• Collaborative team culture focused on knowledge sharing.