Commercial Credit Analyst I (Fintech)

TL;DR

Commercial Credit Analyst I (Fintech): Analyzing commercial credit applications to manage risk and make approval decisions for auto finance solutions with an accent on financial statement analysis and dealer relationship management. Focus on evaluating credit risk, ensuring regulatory compliance, and integrating AI tools to improve workflow efficiency.

Location: Hybrid in Arlington, TX, United States (2 days a week in office)

Company

hirify.global is a global provider of auto finance solutions and a wholly owned subsidiary of General Motors.

What you will do

• Analyze commercial credit applications to determine risk and make prudent approval or denial decisions.
• Perform analysis of financial statements, collateral, debt service, and personal cash flow.
• Develop and maintain business relationships with dealership personnel to ensure volume and credit quality.
• Execute outbound calls to educate GM dealers on commercial products and establish captive relationships.
• Screen commercial parties to ensure compliance with the U.S. Patriot Act.
• Utilize AI tools like Microsoft Copilot to optimize daily workflows and evaluate AI outputs for accuracy.

Requirements

• Must be based in or able to work in Arlington, TX (Hybrid).
• No visa sponsorship provided.
• High School Diploma or equivalent required; Bachelor’s Degree in Accounting or Finance preferred.
• Basic understanding of accounting principles and credit bureaus.
• Proficiency in Microsoft Office (Word, Excel, PowerPoint).
• Ability to handle high call and application volumes in a fast-paced environment.

Nice to have

• Knowledge of credit underwriting.
• Experience in dealership, fleet, or indirect auto finance industry operations.
• Previous automotive lending or credit buying experience.

Culture & Benefits

• Generous benefits package starting on day one, including 401K matching.
• 12 weeks of 100% paid bonding leave for new parents.
• Tuition assistance, professional training, and GM employee auto discount.
• Flexible hybrid work environment with 2 days per week in office.
• Culture focused on innovation, integrity, and community belonging.