Underwriting Consultant (Insurance)

TL;DR

Underwriting Consultant (Insurance): Evaluating highly complex individual insurance applications and making final underwriting decisions for large-scale cases with an accent on risk assessment, financial analysis, and regulatory compliance. Focus on processing complex contract changes, mentoring team members, and ensuring high-level customer satisfaction within established dollar limits.

Location: Remote (USA)

Salary: $89,895 - $121,621 per year

Company

hirify.global is a financial services organization committed to helping people be wise with money and live balanced, generous lives.

What you will do

• Evaluate insurability for complex individual insurance applications including large cases, business, and estate planning scenarios.
• Make final underwriting decisions for life and disability insurance within specified dollar limits up to $5,000,000.
• Review medical and non-medical history, financial requirements, and legal documentation to assess risk.
• Partner with financial associates, medical, and legal consultants to determine optimal outcomes for members.
• Conduct quality audits on underwriting decisions and mentor less experienced team members.
• Contribute to field presentations and provide educational support to the team on a quarterly basis.

Requirements

• Minimum of 6 years of individual holistic underwriting experience in the insurance industry.
• Broad perspective and understanding of the financial services industry.
• Familiarity with reinsurance, contract law, and regulations governing underwriting practices.
• Strong interpersonal skills for coaching, negotiation, and complex communication.
• High school diploma or equivalent required; Bachelor’s degree preferred.
• Must be authorized to work in the United States.

Nice to have

• Progression or attainment of FLMI and/or FALU designations.

Culture & Benefits

• Comprehensive benefits including medical, dental, and vision insurance.
• Retirement planning with 401k and pension programs.
• 20 days of Paid Time Off annually plus 10 paid company holidays.
• Paid parental leave and disability insurance.
• Health savings account (HSA) and flexible spending account (FSA) options.
• Commitment to a culture of continuous improvement and employee engagement.