Senior Underwriter (Excess)

TL;DR

Senior Underwriter (Excess): Review applications for excess insurance and evaluate risks to determine coverage levels and pricing with an accent on construction, hospitality, habitational, real estate, and manufacturing classes. Focus on adhering to underwriting guidelines, analyzing risk characteristics, and ensuring profitability and regulatory compliance.

Location: Remote United States. Must be legally authorized to work in the United States. ISC participates in the Federal E-Verify program.

$101,000 - $127,000 USD

Company

Growth-stage technology and data-driven commercial MGA and insurance wholesaler backed by Onex Partners, combining insurance with technology, data, and AI/ML to optimize customer engagement.

What you will do

• Adhere to underwriting guidelines, execute pricing strategies, and use authority to accept, reject, or mitigate risks.
• Review and analyze risk characteristics on applications, renewals, and change requests.
• Approve/decline applications, issue coverage, and prepare referrals for risks exceeding authority.
• Document underwriting files with risk analysis and pricing justification.
• Cultivate relationships with producers, collaborate with team, and respond to customer needs.
• Process accounts from quotes to policy issuance and recommend process improvements.

Requirements

• Bachelor’s degree required.
• Minimum 5 years of underwriting or related insurance experience required.
• Experience underwriting risks for construction, hospitality, habitational, real estate, manufacturing.
• Experience underwriting excess risk strongly preferred.
• Strong customer service experience.
• Proficiency in Microsoft Office Suite and ability to learn industry-specific software.
• Ability to work collaboratively and embrace change.

Nice to have

• CPCU, CIC, CRIS, Property & Casualty Brokers License, etc.

Culture & Benefits

• Employee Ownership Program.
• Comprehensive medical, dental, vision insurance; 401(k) with match; Health Savings Account with contribution.
• Work from home reimbursement for remote roles; various time off programs and 11 company holidays.
• Professional development opportunities; Owner Referral Program; Canary emergency financial assistance.
• Short-term disability, voluntary benefits, employee discounts, Addition Wealth Financial Wellness Program.
• Collaborative environment focused on innovation, growth, and long-term relationships.