SVP Of Agency Underwriting (Fintech)

TL;DR

SVP of Agency Underwriting (Fintech): Managing the Agency Underwriting Department and ensuring service level agreements for mortgage loans with an accent on loan level escalations and complex underwriting scenarios. Focus on underwriting conventional and government loans (FHA, VA), mentoring staff, and optimizing pipeline productivity.

Location: Must be based in the USA

Company

The nation's number one distributed retail mortgage lender operating across all 50 states, D.C., and Puerto Rico.

What you will do

• Underwrite conventional and government loans, including FHA and VA.
• Provide guidance and solutions to the underwriting team and branches for complex scenarios and escalations.
• Perform second-level reviews and monitor the underwriting pipeline to maintain standard service level agreements (SLAs).
• Mentor and coach underwriting staff to ensure productivity and adherence to guidelines.
• Manage department reports and coordinate with operations and sales staff to maintain high customer service.
• Assist in special projects and training as directed by senior management.

Requirements

• 5+ years of Mortgage Underwriting Experience (FHA, VA, USDA, Conventional) with agency guideline knowledge.
• 3+ years of Underwriting management experience.
• Extensive understanding of FHA, VA, and conventional loan guidelines.
• Working knowledge of ATR/QM requirements, compliance, and disclosure requirements.
• Bachelor’s Degree or an equivalent combination of education and experience.
• Proficiency in Microsoft Word, Excel, and Outlook.

Nice to have

• Direct Endorsement status from HUD and/or SAR authority from VA.
• Experience with USDA.
• Encompass LOS experience.

Culture & Benefits

• Competitive compensation plan and robust benefits package.
• Comprehensive health coverage including medical, dental, and vision.
• 401K retirement plan.
• Company-provided short-term disability, employee assistance program, and wellness program.
• Entrepreneurial culture focused on employee engagement, transparency, and growth.